EARN MORE THAN 100% OF THE COMMISSION

WHEN A SMART AGENT OFFERS THE BUYER AN IRRESISTIBLE INCENTIVE; "THE PEACE OF MIND SOLUTION", THEN THE BUYER WILL SIGN A BUYER'S AGENCY AGREEMENT AT THE FIRST MEETING!!

A QUALIFIED BUYER IS MOSTLY CONCERNED ABOUT CARRYING A LARGE MORTGAGE EVEN THOUGH AT PRESENT TIME THE BUYER HAS GOOD INCOME AND/OR A GOOD JOB BUT NO GUARANTEE OF EITHER.

A SMART AGENT CAN ELIMINATE THE BUYERS’ ANXIETY AND SHOW HOW MUCH YOU CARE BY OFFERING OUR SERVICES AT NO EXTRA CHARGE TO THE BUYER. AT THE SAME TIME, THE SMART AGENT WILL EARN REFERRAL FEES.

WE OFFER SEVERAL DIFFERENT TYPES OF INSURANCE:

"DISABILITRY INSURANCE".

YOUR CLIENT WILL RECEIVE A TAX FREE MONTHLY INCOME IF YOUR CLIENT GETS SICK OR HURT IN AN ACCIDENT AND IS UNABLE TO WORK FOR A SHORT OR LONG PERIOD OF TIME.
IF YOUR CLIENT STAYS HEALTHY, YOUR CLIENT WILL RECEIVE A REFUND OF 50% OF ALL THE MONEY THAT YOUR CLIENT ALREADY PAID.

THIS PEACE OF MIND = $39.94/MONTH.

EXAMPLE:
YOUR CLIENT IS 25 YEARS OLD, HAS NO MEDICAL PROBLEMS AND A GROSS ANNUAL INCOME OF $50,000.00 (MONTHLY NET AFTER TAXES ABOUT: $2,777.00).

IF YOUR CLIENT GETS SICK AND IS UNABLE TO WORK FOR A SHORT OR LONG PERIOD OF TIME, YOUR CLIENT WILL RECEIVE $2,200.00 MONTHLY (TAX FREE) UNTIL YOUR CLIENT GOES BACK TO WORK.

IF YOUR CLIENT CAN NO LONGER GO BACK TO WORK, YOUR CLIENT WILL RECEIVE A TAX FREE MONTHLY INCOME UNTIL THE AGE OF 65 THEN CANADA PENSION DISABILITY BENEFIT WILL KICK IN.

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"CRITICAL ILLNESSES".

IF YOUR CLIENT IS DIAGNOSED WITH ANY OF THE 21 CRITICAL ILLNESSES AND IS COVERED WITH $250,000.00, YOUR CLIENT WILL RECEIVE A LUMP SUM PAYMENT OF $250,000.00 (TAX FREE) IF YOUR CLIENT SURVIVES FOR 30 DAYS.
IF YOUR CLIENT STAYS HEALTHY, YOUR CLIENT WILL RECEIVE A FULL REFUND OF ALL THE MONEY THAT HAS BEEN PAID UPON DEATH OR EXPIRY OF THE POLICY.

THIS PEACE OF MIND = $47.90/MONTH.

EXAMPLE:
YOUR CLIENT IS 25 YEARS OLD, A NON SMOKER, AND YOUR CLIENT GETS DIAGNOSED WITH ANY OF THE 21 CRITICAL ILLNESSES, YOUR CLIENT WILL RECEIVE $250,000.00 TAX FREE.

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"MORTGAGE INSURANCE".

WHEN YOUR CLIENT SIGNS THE MORTGAGE DOCUMENT, THE BANK ALWAYS OFFERS YOUR CLIENT AN EXPENSIVE INSURANCE COVERAGE FOR THE TOTAL AMOUNT OF THE MORTGAGE. THIS COVERAGE HAS LOTS OF DISADVANTAGES.

HERE IS WHY YOUR SMART CLIENT SHOULD GET HIS MORTGAGE INSURANCE THROUGH AN INSURANCE COMPANY, NOT THROUGH A BANK:

1) PRICE WISE, THE INSURANCE COMPANY WOULD COST A LOT LESS THAN THE BANK.

2) WHEN YOUR CLIENT HAS A $250,000.00 MORTGAGE INSURED BY THE BANK, IF YOUR CLIENT DIES AFTER ONE YEAR OR AFTER 10 YEARS OR AFTER 25 YEARS, THE BANK WILL ONLY PAY OFF THE REMAINING AMOUNT OF THE MORTGAGE WHICH IS NATURALLY MUCH LESS THAN THE ORIGINAL AMOUNT OF THE MORTGAGE.

3) IF YOUR SMART CLIENT HAS A $250,000.00 MORTGAGE INSURED BY AN INSURANCE COMPANY, THE BENEFICIARY WILL GET $250,000.00 AND WILL HAVE THE OPTION TO PAY OFF THE WHOLE MORTGAGE, OR PART OF THE MORTGAGE OR SIMPLY INVEST THE $250,000.00 AND KEEP THE MORTGAGE AS IS.

4) AFTER A FEW YEARS, IF YOUR CLIENT TRANSFERS THE MORTGAGE TO ANOTHER BANK, YOUR CLIENT WILL HAVE TO PAY A HIGHER INSURANCE MONTHLY PAYMENT BECAUSE OF THE CHANGE IN AGE AND HEALTH CONDITIONS OF YOUR CLIENT.

5) IF YOUR CLIENT INSURES THE MORTGAGE WITH THE BANK AND AFTER YOUR CLIENT PAYS OFF THE ENTIRE MORTGAGE, YOUR CLIENT WILL HAVE ZERO INSURANCE COVERAGE.

6) IF YOUR SMART CLIENT INSURES THE MORTGAGE WITH AN INSURANCE COMPANY AND AFTER YOUR SMART CLIENT PAYS OFF THE ENTIRE MORTGAGE, YOUR SMART CLIENT WILL HAVE THE FULL ORIGINAL INSURANCE COVERAGE IN PLACE.

EXAMPLE:
YOUR SMART CLIENT IS A 45 YEAR OLD NON-SMOKER: 10 YEARS TERM INSURANCE OF $250,000.00

FOR A FEMALE THIS PEACE OF MIND = $15.09/MONTH

FOR A MALE THIS PEACE OF MIND = $21.88/MONTH .

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"OUR INSURANCE BROKER"

1) OUR INSURANCE BROKER IS A FULL TIME INSURANCE BROKER SINCE 1989 AND CAN PROFESSIONALLY TAILOR THE RIGHT COVERAGE TO YOUR CLIENT FROM THE MOST REPUTABLE COMPANIES.
THE COMPUTERIZED INSURANCE SEARCH IS QUITE SIMILAR TO THE “MLS” SYSTEM; WE FIND THE RIGHT COVERAGE FOR THE RIGHT CLIENT.

2) OUR EXPERIENCED INSURANCE BROKER GETS SEVERAL INSURANCE COMPANIES TO COMPETE TO GET YOUR CLIENT THE MOST COMPETITIVE RATES, HAVING DIFFERENT LIFESTYLE CONDITIONS. THIS IS OFTEN DIFFERENT FROM AN INSURANCE AGENT WHO IS WORKING WITH ONLY ONE INSURANCE COMPANY BECAUSE THAT INSURANCE AGENT IS TIED TO ONLY ONE COMPANY.